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How does the third party liability work in Mexico?

Third Party Liability: BI/PD (Bodily Injury/Property Damage) –CSL (Combined Single Limit): Coverage for all sums in which the insured becomes legally obligated to pay to third parties (not vehicle's occupants) because of bodily injury (BI) or property damage (PD), and sometimes other wrongdoings to which an insurance policy applies.

Medical Expenses: A covered loss occurring in Mexico where the driver and/or occupants of the vehicle sustained injuries will be paid. Medical Service Assistance is provided 24 hours a day, 365 days a year and includes the following: medical referrals, within the Mexican Republic the company will provide medical referrals, and ambulance service. If it becomes necessary, the company will provide the names and phone numbers of ambulance services and arrange for their dispatch, after costs have been authorized by the insurer. This coverage is up to $2,000 for each injured occupant but for no more than $10,000 per event.

Legal Assistance: Coverage provides legal services and payments of bail bonds required in the event of a covered loss. The company will appoint, upon request, the services of professional attorneys and will pay for the procedural expenses. The services are available 24 hours a day, 365 days a year, including a toll free telephone line from Mexico for legal assistance service.

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