Sales Conditions for Mexican car insurance

All claims must be reported while still in Mexico to the insurance comapny, and must be initially evaluated by the Mexican insurer before leaving Mexico. Claims may be declined if they are not reported in Mexico.

The insured vehicle must maintain up-to-date registration in the USA or Canada.

I understand, accept and guarantee that I carry an auto insurance policy that covers my vehicle in the United States or Canada, will NOT be drivers operating the vehicle(s) under 21 years of age, will NOT be using the vehicle(s) for business, or to drive to and from work, while in Mexico and the vehicle(s) will NOT spend more than 180 (consecutive or non-consecutive) days in Mexico per year. Vehicles with salvage or reconditioned title should be insured with the percentage of the ACV specified by each insurer as follows:
- Mapfre: 50% of the ACV
- Qualitas: 75% of the ACV
- HDI Seguros: 75% of the ACV

I understand and agree to the insurance policy of  Mexican auto insurance policy made between you, the insured, and the Mexican Insurance Company. The full 'Mexican Insurance Company Terms & Conditions' can be read and printed by clicking “General Conditions of Mexican Auto Insurance”.

I understand and agree that coverage applies only to the vehicles and towed units that I have listed on the policy and coverage will not exceed the maximum values/limits specified. I understand and agree that I will only be insured between the beginning and ending date and time I have specified during this application process. I agree that I have reviewed the information I entered during the application process, and that I have answered all of the questions and listed all of the vehicle information truthfully.

I understand and agree that this auto insurance policy is issued by a Mexican insurance company pursuant to the laws of Mexico. The policy is a standard policy of insurance approved by the Insurance Commission in the country of Mexico (Comision de Seguros y Fianzas). I understand and agree that the laws of Mexico do not authorize certain types of coverages sometimes found in automobile insurance policies issued in the United States or Canada. I understand and agree that this 'tourist' Mexican auto insurance only provides coverage in Mexico and is subject to the laws of Mexico.

I understand and agree that I must print the insurance policy declarations page. I understand and agree that the policy declarations page will be available to be printed at the time of purchase, and the policy declarations page can also be accessed and printed by logging into my account at this website. I understand and agree that the policy ‘General Conditions of Mexican Auto Insurance’ can also be printed from this website at any time by logging into my account at this website.

I understand and agree that I must report all claims to the Mexican insurance company prior to leaving the country of Mexico. I understand and agree that failure to report the claim while in Mexico could result in the claim being denied.

I understand and agree that this 'tourist' Mexican auto insurance policy does NOT cover Mexican registered vehicles - meaning that this insurance policy does NOT cover vehicles that have Mexican license plates or that have been registered as Mexican registered vehicles. This policy only covers vehicles that are registered in the US, Canada, or country other than Mexico while traveling in Mexico.

Insurable vehicle(s) by the year of the vehicle:

Vehicles excluded:

• Semi-truck tank.
• Semi-truck Piggy backs.
• Vehicles transported on Piggy backs.
• The following makes and models: