Why do I need a Mexican auto insurance every time I travel to Mexico by car?
Mexican law says that your insurance coverage must be from a company licensed under the laws of Mexico. When you go across the border with your vehicle, you subject yourself to the traffic laws of the neighbor country. For that reason you must secure coverage from a Mexican insurance company for your trip in case you come across an eventuality.
Can I use my US insurance for my trip to Mexico?
No, your USA insurance company is probably licensed to sell insurance to cover vehicles inside the USA territory only. A few of them will offer coverage for a few miles beyond the border and for a limited number of days. For that reason you must get a Mexican insurance policy for your trip to Mexico.
Should I buy the insurance at the border or in Mexico?
We don't recommend you buy auto insurance when you arrive at the border or in Mexico for various reasons: First, you don't want to loose time searching for an auto insurance when you can buy it in less than five minutes online. Second, if your vehicle is financed, or if you don't show a letter from the financing company authorizing you to take the vehicle to Mexico, your temporary import permit might be denied. To get the letter of authorization from your USA financing company you need to show them your proof of insurance.
About the Mexican auto insurance providers?
All the Mexican insurance companies we represent have excellent or superior ratings that Standards & Poor’s© and A.M Best Company© have assigned to them or their parent companies around the world. In our webpage, on the quote section, you will have the option to click on a link to see recent rating information for each company.
BestMex site will show various options of companies depending on limits and vehicle’s type that you quote. The largest and most prestigious Mexican insurance companies that we represent are:
How much does Mexican insurance cost?
The cost is calculated taking into consideration the number of days of coverage, cost and type of vehicle and other details and they differ by provider. However, remember that depending on how long your trip is, it might cost you less to buy six months or one year instead of a daily policy. In any case BestMex.com, will show you real-time quotes available showing the difference in cost and tailored to your needs with different providers.
Note: BestMex doesn’t ask for any ID to prove that the user is 21 years old, however, by requesting a quote, the user declares that he/she is 21 years old. If the driver is younger than 21 years he/she will have to contact our staff to create the adequate policy.
Buy and print your Mexican auto insurance now!