{"id":7153,"date":"2018-12-04T16:13:37","date_gmt":"2018-12-04T22:13:37","guid":{"rendered":"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/?page_id=7153"},"modified":"2024-07-05T16:54:55","modified_gmt":"2024-07-05T21:54:55","slug":"responsabilidad-civil-danos-terceros","status":"publish","type":"page","link":"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/","title":{"rendered":"Responsabilidad Civil por Da\u00f1os a Terceros"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0px|&#8221; transparent_background=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px|&#8221; custom_padding=&#8221;||0px|&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Responsabilidad Civil de Da\u00f1os a Terceros&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de Contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#Responsabilidad_Civil_de_Danos_a_Terceros\" >Responsabilidad Civil de Da\u00f1os a Terceros<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#%C2%BFQue_es_la_Responsabilidad_Civil_por_danos_a_terceros\" >\u00bfQu\u00e9 es la Responsabilidad Civil por da\u00f1os a terceros?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#El_Limite_maximo_de_responsabilidad\" >El Limite\u00a0m\u00e1ximo\u00a0de responsabilidad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#%C2%BFQue_cubre_la_Responsabilidad_Civil\" >\u00bfQu\u00e9 cubre la Responsabilidad Civil?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#Nota_Importante\" >Nota Importante<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/#Otros_Articulos_de_Interes\" >Otros Art\u00edculos de Inter\u00e9s<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Responsabilidad_Civil_de_Danos_a_Terceros\"><\/span><span style=\"color: #003300;\"><span style=\"caret-color: #003300;\"><a id=\"section2\"><\/a>Responsabilidad Civil de Da\u00f1os a Terceros<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.bestmex.com\/en\/mexico-insurance-blog\/third-party-liability-in-mexico\/\"><span style=\"color: #008000;\"><strong>English<\/strong><\/span><\/a><\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/wp-content\/uploads\/2024\/07\/handshake-7195519_1280-2-350&#215;263.png&#8221; alt=&#8221;Responsabilidad Civil de Da\u00f1os a Terceros&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.24.3&#8243; max_width=&#8221;50%&#8221; custom_padding=&#8221;||25px||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; title_text=&#8221;handshake-7195519_1280-2&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.18.0&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_la_Responsabilidad_Civil_por_danos_a_terceros\"><\/span><span style=\"color: #33cccc;\"><span style=\"color: #008000;\"><a href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/comprar-un-seguro-de-auto-en-bestmex\/\">\u00bf<\/a>Qu\u00e9 es la Responsabilidad Civil por da\u00f1os a terceros?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"text-align: justify;\"><strong><span style=\"color: #808080;\">La Responsabilidad Civil por Da\u00f1os a Terceros<\/span><\/strong> es la cobertura que ampara las sumas totales por las que el asegurado se ve legalmente obligado a pagar da\u00f1os a terceros (distintos de los ocupantes, viajeros o pasajeros del veh\u00edculo asegurado) a causa de lesiones corporales (BI) y\/o da\u00f1os materiales a la propiedad (PD) o la muerte a terceros, y en algunos casos otros da\u00f1os en los que una p\u00f3liza de seguros aplica.<\/li>\n<li style=\"text-align: justify;\">En caso de juicio civil seguido en su contra con motivo de su responsabilidad civil, algunas p\u00f3lizas amparan hasta el li\u0301mite ma\u0301ximo de responsabilidad establecido en la po\u0301liza, los gastos y costas a que fuere condenado el asegurado..<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"El_Limite_maximo_de_responsabilidad\"><\/span><span style=\"color: #008000;\">El Limite\u00a0m\u00e1ximo\u00a0de responsabilidad<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>El<span style=\"color: #808080;\"> Limite\u00a0m\u00e1ximo\u00a0de responsabilidad\u00a0<\/span>para esta cobertura se establece en la p\u00f3liza y opera como suma \u00fanica para los diversos riesgos que se amparan en esta cobertura.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_la_Responsabilidad_Civil\"><\/span><span style=\"color: #008000;\"><a href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/comprar-un-seguro-de-auto-en-bestmex\/\">\u00bf<\/a>Qu\u00e9 cubre la Responsabilidad Civil?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"color: #808080;\">La Responsabilidad Civil por Da\u00f1os a Terceros\u00a0<\/span><span style=\"color: #808080;\">cubre eventos ocasionados dentro de la Republica Mexicana solamente.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Nota_Importante\"><\/span><span style=\"color: #008000;\">Nota Importante<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Los ocupantes del veh\u00edculo asegurado est\u00e1n <strong><span style=\"color: #808080;\">excluidos<\/span><\/strong> en esta cobertura.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; disabled=&#8221;on&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><div class='et-box et-shadow'>\n\t\t\t\t\t<div class='et-box-content'><\/div><\/div><\/p>\n<ul>\n<li style=\"text-align: justify;\"><strong><span style=\"color: #808080;\">Gastos m\u00e9dicos:<\/span><\/strong> Cubre los gastos m\u00e9dicos del conductor y los ocupantes del veh\u00edculo asegurado en M\u00e9xico por lesiones sostenidas en el evento de una p\u00e9rdida cubierta. Se provee asistencia m\u00e9dica las <strong><span style=\"color: #808080;\">24 horas<\/span><\/strong> al d\u00eda, los <strong><span style=\"color: #808080;\">365 d\u00edas<\/span><\/strong> del a\u00f1o e incluye lo siguiente:\n<ul style=\"text-align: justify;\">\n<li><strong><em><span style=\"color: #808080;\">Referencias m\u00e9dicas<\/span><\/em>:<\/strong> La compa\u00f1\u00eda proveer\u00e1 referencias m\u00e9dicas dentro de la Rep\u00fablica Mexicana.<\/li>\n<li><strong><em><span style=\"color: #808080;\">Servicio de ambulancia<\/span><\/em>:<\/strong> De ser necesario, la compa\u00f1\u00eda proveer\u00e1 los nombres y los tel\u00e9fonos del servicio de ambulancias y har\u00e1 los arreglos para el despacho despu\u00e9s que los costos hayan sido autorizados por la aseguradora. Esta cobertura ampara hasta <strong><span style=\"color: #808080;\">$2,000 d\u00f3lares<\/span><\/strong> americanos por cada ocupante lesionado, pero por no m\u00e1s de <strong><span style=\"color: #808080;\">$10,000 d\u00f3lares<\/span><\/strong> americanos por evento.<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\"><strong><span style=\"color: #808080;\">Asistencia Legal:\u00a0<\/span><\/strong>Provee servicios legales y pago de fianza requerida en el evento de una p\u00e9rdida cubierta. La compa\u00f1\u00eda asignar\u00e1, al ser solicitados, los servicios de abogados profesionales y pagar\u00e1 por los gastos del proceso. Los servicios est\u00e1n disponibles las 24 horas del d\u00eda, los 365 d\u00edas del a\u00f1o. Incluyendo una l\u00ednea de tel\u00e9fono sin costo llamando desde M\u00e9xico para servicio legal y de asistencia.<\/li>\n<li style=\"text-align: left;\">\u00a0<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.18.0&#8243; background_color=&#8221;#7cda24&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#2b6614 0%|#36a01e 100%&#8221; background_color_gradient_start=&#8221;#2b6614&#8243; background_color_gradient_end=&#8221;#36a01e&#8221; custom_padding=&#8221;8px||0px||false|false&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; 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header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Otros_Articulos_de_Interes\"><\/span><span style=\"color: #ffffff;\"><i>Otros Art\u00edculos de Inter\u00e9s<\/i><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; 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header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #003300;\"><strong><a style=\"color: #003300;\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/como-cancelar-tu-poliza-de-auto\/\" target=\"_blank\" rel=\"noopener noreferrer\">Como cancelar <\/a><\/strong><a style=\"color: #003300;\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/como-cancelar-tu-poliza-de-auto\/\" target=\"_blank\" rel=\"noopener noreferrer\">tu P\u00f3liza de Auto<\/a><strong>.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; 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La Responsabilidad Civil por Da\u00f1os a Terceros es la cobertura que ampara las sumas totales por las que el asegurado se ve legalmente obligado a pagar da\u00f1os a terceros (distintos de los ocupantes, viajeros o pasajeros del veh\u00edculo asegurado) a [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-7153","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Responsabilidad Civil por Da\u00f1os a Terceros - Bestmex Blog<\/title>\r\n<meta name=\"description\" content=\"La p\u00e1gina de Responsabilidad Civil por Da\u00f1os a Terceros contiene la Definici\u00f3n de este t\u00e9rmino en una p\u00f3liza de auto en M\u00e9xico.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.bestmex.com\/es\/mexico-seguros-blog\/responsabilidad-civil-danos-terceros\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Responsabilidad Civil por Da\u00f1os a Terceros - 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